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FAQs
Question
How do I make a claim for workers compensation if my employer is not insured?
Answer
The Uninsured Liability and Indemnity Scheme (ULIS) is operated by WorkCover. This Scheme pays workers benefits under the Workers Compensation Act, 1987 when they have suffered a compensable injury and their employer is uninsured.
As a worker, you can claim against this Scheme if:
- you are unable to identify your employer's insurer after careful searching, or
- your employer does not have a workers compensation insurance policy and is unable or unwilling to meet your claim.
Before accepting liability for your claim, WorkCover will conduct its own investigations to determine whether you:
- were actually employed by the employer you have nominated as your employer; and
- whether the injury for which you are claiming occurred whilst you were working for the nominated employer.
Normal benefits under the Act apply to claims under these conditions. If you are successful in receiving compensation under the Scheme, your employer is required to repay the amount spent on workers compensation and legal expenses. There are heavy penalties for failing to have a current workers compensation insurance policy.
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